CNS Reduction Programs
What is the CNS?
Luxembourg Social Security System
The Caisse Nationale de Santé (CNS) is the main institution responsible for managing social security in Luxembourg, providing health coverage for workers, entrepreneurs and their families. The CNS finances health-related costs, such as medical consultations, hospitalizations, medication and long-term care. In addition, the CNS also provides coverage for maternity leave, disability and other important social benefits.
Discount Schemes Available
Take Advantage of the Benefits to Reduce Costs
The CNS offers different discount schemes for entrepreneurs, depending on the size of the company, the number of employees and the sector of activity. Here are some of the main ones:
Discount for Small and Medium Enterprises (SMEs)
Companies with fewer than 250 employees can benefit from reduced contributions, encouraging the growth of SMEs without sacrificing the social protection of their employees.
Regime for Independent Entrepreneurs
Self-employed workers can opt for contribution plans adjusted according to their annual income, thus reducing the financial impact during the first years of activity.
Discounts for Employability
Empresas que empregam jovens, pessoas com deficiência ou que promovem a reintegração no mercado de trabalho podem se qualificar para incentivos de contoto nas contributorições sociais.
Benefits for Entrepreneurs
How These Discounts Impact Your Business
Cost Reduction
Reduced contributions reduce operational expenses without compromising employee health and social security coverage.
Government Incentives
The Luxembourg government encourages the hiring of priority groups, offering discounts on social contributions, which can improve the company's reputation and increase talent retention.
Flexibility for Entrepreneurs
The CNS system is flexible, allowing entrepreneurs and self-employed workers to adjust their contributions according to the growth of their income.
How to Request and Benefit from Discounts
Expert Advice to Maximize Your Benefits
Understanding the reduction schemes and how to apply them can be a complex process, especially for new entrepreneurs or those starting out in the Luxembourg market. Our specialized team helps you to:
Identify applicable discounts
We assess your industry and business characteristics to ensure you are eligible for the appropriate discount schemes.
Complete the documentation
We take care of all the paperwork and ensure that the application process is quick and hassle-free.
Track your contributions
We monitor changes in CNS regulations to ensure you continue to benefit from the best discounts over time.
